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Terms & Conditions

1. Acceptance of Terms

By accessing or using Yashian Services Pvt. Ltd. website or any digital service (collectively, “Services”), you agree to comply with these Terms & Conditions (“Terms”). Please discontinue use of our services if you do not accept these terms and conditions.

2. Services Provided

Yashian Services acts as a loan facilitation provider, assisting users in applying for various loan products (personal, home, business, car, education, agricultural). We do not provide direct lending. All loan decisions are made by our partner RBI‑registered banks and NBFCs.

3. User Responsibilities

  • You must provide accurate and complete information.
  • You authorize Yashian and its lending partners to verify your information, conduct KYC, and obtain credit reports.
  • You agree to use the Services responsibly and refrain from any fraudulent, deceptive, or unauthorized activities.

4. Pre‑Approved Offers

Any pre-approved loan offers shown on the platform are illustrative estimates based on the information you provide. Final loan approval and terms are determined solely by the lending institution.

5. Fees and Charges

Yashian Services may charge processing or facilitation fees, which will be transparently displayed before you proceed.

All additional charges such as interest, legal fees, or taxes are determined by the lender and communicated during the loan process.

6. Privacy and Data Use

Your use of Services is governed by our Privacy Policy, which outlines how we collect, store, and share your personal data. By accessing or using our services, you consent to the collection, use, and handling of your personal information as described in our Privacy Policy.

7. Intellectual Property

All content, logos, trademarks, and materials on the Services are owned by Yashian Services or used under license.

You may use the Services solely for personal, non-commercial purposes and may not copy, modify, or distribute proprietary content without permission.

8. Disclaimers and Limitation of Liability

  • Yashian Services does not guarantee loan approval, as final determination lies with lending partners.
  • We are not liable for any loss or damage resulting from loan denial, delays, or lender decisions.
  • Yashian Services is not responsible for lender interest rates, terms, or modification thereof.

9. Termination & Suspension

We reserve the right to suspend or terminate your access if you violate these Terms, commit fraud, or misuse the Services. Upon termination, your obligations under these Terms will survive.

10. Severability

If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions shall remain in full force and effect.

11. Amendments

Yashian Services may update these Terms from time to time. Updated versions will be posted on the website; continued use of Services implies acceptance of revised Terms.

12. Contact Information

For queries or complaints regarding these Terms, reach out to:

  • Company: Yashian Services Pvt. Ltd.
  • Address: House No.79, Near Fly Over, Mohindergarh, Mahendragarh, Haryana, India, 123029
  • Email: yashianservices@gmail.com
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