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EDUCATION LOAN

Smart Education Loan options with affordable interest rates, quick disbursals, and expert guidance — helping you or your child achieve academic dreams without financial stress.

Whether you’re pursuing higher education in India or abroad, Yashian’s education loans are tailored to support your academic aspirations. With simplified eligibility, fast processing, and low-interest rates, we ensure your education financing journey is worry-free.

Our education loans come with flexible repayment options, a moratorium period during study, and minimal collateral requirements (for eligible applicants). From tuition fees to living expenses — Yashian covers it all with transparency and care.

Features of Education Loan

Experience a seamless and student-friendly loan process, designed to support every stage of your education journey.

  • Low Interest Rates

  • Quick Loan Processing

  • Moratorium During Study Period

  • Flexible Repayment Plans

  • Covers Tuition, Living & Travel Costs
     

Loan Process – 4 Easy Steps

We usually follow 4 steps to help you secure your education loan smoothly:-

1. Apply in 10 minutes
Submit your application online with basic student and course details. The process is fast, simple, and paperless.

2. Get a callback within 1 hour
Our loan expert will contact you within an hour to understand your course, institute, and funding needs.

3. Receive approval in 24 hours
Once documents are submitted and verified, we offer a quick approval within 24 working hours, so you don’t miss any deadlines.

4. Disbursal directly to the institution
Upon approval, the funds are directly transferred to the college/university in India or abroad as per the fee schedule.

Eligibility Criteria

To apply for a Yashian Education Loan, the applicant/co-applicant must meet the following basic requirements:

  • Applicant must be an Indian citizen pursuing higher education in India or abroad

  • Co-applicant (parent/guardian) must be salaried or self-employed

  • Age: 18 to 35 years (student), 21 to 60 years (co-applicant)

  • The co-applicant must have a minimum net monthly income of ₹20,000.

  • No history of loan defaults in the last 24 months

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